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Shelton, WA

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  • Vice-President Of The Shelton School Board Resigns

    carnahanA special meeting of the Shelton School district was held Wednesday night and the agenda consisted of a discussion of the school board, followed by an executive session. Board President Brenda Hirshi reminded those in attendance the session was a "Special… Read More +

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  • Trial For Teen Accused Of Killing Bremerton Girl

    gavel2Kitsap County prosecutors expect the trial to proceed for a 17-year-old boy accused of killing a 6-year-old Bremerton girl. Senior Deputy Prosecutor Kelly Montgomery said Wednesday that lawyers for Gabriel Gaeta are expected to agree he is competent to stand trial.… Read More +

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  • Baldwin Optimistic About Seahawks Moving Forward

    baldwinDoug Baldwin was about to board the charter bus last Friday when he got word Seattle had traded Percy Harvin. Two days later, he sat in a St. Louis locker room after one of the best games in his career answering questions about whether he was involved in a preseason scuffle with Harvin. Baldwin and the Seahawks are ready to put the Harvin conversation in the past.

    Read More
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Real Money: How to Save on Auto, Home Insurance

b_250_0_16777215_00_images_obgrabber_2013-10_df6659d668.jpgABC News (ATLANTA) -- Paul and Sue Rodman of Atlanta are parents to three energetic boys. The oldest, Nicholas, is on the verge of getting his driver’s license, which will cost the family an estimated extra $700 a year in insurance payments on top of the $2,323 they are already paying annually for auto and home insurance.

Paul Rodman has been with his insurance company since he was 16, so he’s been covered by the same insurer for over 30 years.  According to consumer expert Clark Howard, that doesn’t count for much.

“The insurers in many cases -- this is going to stun you -- penalize you if you become a hyper-loyal person,” Howard said. “Because they know you’re so loyal to them and you’re so adverse to change, they’re going to push rates up on you,” said Howard.

That means those rates will keep going up if you don’t shop around.  Howard suggests finding out what other providers are charging and to compare quotes.

Websites including Bankrate.com help users compare auto and home insurance prices by entering your information.

When the Rodmans tried the website out, they found that the lowest insurance rate was $918.80 and the highest was $1,817.

Tip 1: Avoid rising rates. To avoid rising rates, Howard says shop around every three years for better insurance rates.

Tip 2: Never make small claims. Making a small claim stays on record for three to five years and raises rates by at least 10 percent.

Tip 3: Raise deductibles. Howard suggests instead of making a small claim, raise the deductibles to about $1,000 for a car and $5,000 for a home.

Tip 4: Ask for deductions.  For example, 16-year-old Nicholas Rodman could save 30 percent by taking a driving class and getting good grades. And the Rodman’s could save an additional 30 percent by installing a GPS device, offered by many insurers. It monitors speed and grants rewards for safe driving.

Copyright 2013 ABC News Radio

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