Until now, it's all been talk. Starting Tuesday, health care reform will move from speculation to reality when insurance exchanges in Washington state and across the nation open for business. People without health insurance or those who buy insurance as an individual will find out how much the Affordable Care Act will add, or subtract, to their cost of living in 2014.
And everyone who plans to engage the new system is about to discover if it's harder or easier than filing federal income taxes to purchase health insurance through the new marketplace. Young adults will have an option of a catastrophic plan that covers prevention, some primary care and would have a high deductible kick in in case of a major illness or accident.
September 30, 2013/ AP